All tools
Finance

Rental Yield Calculator

Gross and net rental yield on a property, from rent and operating costs.

🔒 Runs entirely in your browser — nothing here is ever uploaded

Last reviewed 2026-08-30

About the Rental Yield Calculator

Calculates gross rental yield (annual rent ÷ property value) and net rental yield (annual rent minus operating costs, ÷ property value) — the two standard, commonly confused rental-property return metrics.

100% Free Runs in Your Browser No Sign-Up Required
How to use it
  1. Enter the property's value and the monthly rent it commands.
  2. Enter estimated annual operating costs — not the mortgage.
  3. Read both gross and net yield.
Formula
Gross rental yield = (monthly rent × 12) ÷ property value × 100. Net rental yield = ((monthly rent × 12) − annual operating costs) ÷ property value × 100.
Worked example

A $350,000 property renting for $2,200/month with $6,500/year in operating costs: gross yield of 7.54%, net yield of 5.69%.

Gross vs. net rental yield — what each includes
Gross vs. net rental yield — what each includes
MetricIncludes operating costs?Typical use
Gross yieldNoQuick comparison across listings
Net yieldYesMore realistic return estimate
Interpreting your result

Gross yield is what most listing sites quote — simple but ignores every ongoing cost. Net yield subtracts operating costs and is always the lower, more realistic figure. Neither includes mortgage payments or purchase/closing costs.

Recommendations
  • Always check net yield, not just gross.
  • Neither yield figure includes mortgage financing.
  • Compare yields within the same market and property type.
Frequently asked questions
Gross yield uses rent alone against property value; net yield subtracts operating costs first.
See the full methodology and sources for every finance calculator
Disclaimer

Illustrative estimate only, not financial or tax advice. Verify figures with a licensed adviser or your local tax authority.