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Wedding Budget Calculator

Split a total wedding budget across venue, catering, photography, and 9 more categories.

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Last reviewed 2026-08-30

About the Wedding Budget Calculator

Splits a total wedding budget across 12 standard categories (venue, catering, photography, and more) using planner-consensus allocation percentages, based on The Knot's annual Real Weddings Study.

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How to use it
  1. Enter your total wedding budget.
  2. Enter your guest count (used only for the per-guest catering check).
  3. Read the suggested dollar amount for each category in the breakdown.
Formula
Each category's suggested amount = total budget × that category's allocation percentage (12 categories summing to 100%: Catering & bar 25%, Venue & rentals 17%, Photography & video 11%, Flowers & decor 9%, Music & entertainment 8%, Attire & beauty 8%, Planner/coordinator 6%, Contingency buffer 4%, Rings 4%, Stationery & invites 3%, Transportation 3%, Favors & gifts 2%).
Worked example

A $34,200 total budget with 100 guests: catering & bar allocation is $8,550, or $85.50 per guest — within the commonly cited $80-$100/guest catering range.

Suggested wedding budget allocation (12 categories)
Suggested wedding budget allocation (12 categories)
Category% of budget
Catering & bar25%
Venue & rentals17%
Photography & video11%
Flowers & decor9%
Music & entertainment8%
Attire & beauty8%
Planner/coordinator6%
Contingency buffer4%
Rings4%
Stationery & invites3%
Transportation3%
Favors & gifts2%
Interpreting your result

These percentages are a planning heuristic from The Knot's 2026 Real Weddings Study, not a rule — actual spend varies enormously by region, guest count, and personal priorities.

Recommendations
  • The 4% contingency buffer is there deliberately — weddings routinely run over budget on unplanned add-ons.
  • Catering & bar is consistently the single largest category (25%) — a small per-guest cut there has an outsized effect on the total.
  • Guest count drives cost more than almost any other single decision, since catering, rentals, favors, and stationery all scale roughly per-head.
Frequently asked questions
They're based on The Knot's annual Real Weddings Study, a large-scale survey of actual U.S. wedding spending.
Sources
See the full methodology and sources for every finance calculator
Disclaimer

Illustrative estimate only, not financial or tax advice. Verify figures with a licensed adviser or your local tax authority.