Finance
Salary Raise/Negotiation Calculator
New salary from a raise, plus whether it actually outpaces inflation in real terms.
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CalcoTools · Salary Raise/Negotiation Calculator · generated 9/1/2026, 2:34:20 PM
Last reviewed 2026-08-30
About the Salary Raise/Negotiation Calculator
Calculates your new salary from a percentage or flat-dollar raise, then checks whether the raise actually outpaces a given inflation rate — separating a real gain in purchasing power from a nominal increase that only offsets rising prices.
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How to use it
- Enter your current annual salary.
- Choose percentage or flat-dollar raise, and enter the amount.
- Enter an assumed annual inflation rate.
- Read your new salary and whether the raise is a real gain.
Formula
New salary = current salary + raise amount. Nominal raise % = raise amount ÷ current salary × 100. Real change % = (1 + nominal % ÷ 100) ÷ (1 + inflation % ÷ 100) − 1, × 100.
Worked example
A $70,000 salary with a 4% raise against 3% assumed inflation: a real change of about +0.97%.
Interpreting your result
This is a pre-tax, gross-salary comparison. The inflation rate is an assumption you control, not a guaranteed future figure.
Recommendations
- • A raise below your inflation rate is a real pay cut even though the paycheck number went up.
- • Framing your ask in real (inflation-adjusted) terms can be more persuasive when negotiating.
- • This doesn't model a promotion's typical band-jump raise size or bonus/equity components.
Frequently asked questions
Whether it's a real gain depends on inflation over the same period.
Related searches
Sources
- Bureau of Labor Statistics — Consumer Price Index (CPI) overview — accessed 2026-08-30
Disclaimer
Illustrative estimate only, not financial or tax advice. Verify figures with a licensed adviser or your local tax authority.