Trip Budget Calculator
Split a total trip budget across flights, lodging, food, and 5 more categories, per day and per traveler.
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About the Trip Budget Calculator
Splits a total trip budget across 8 categories — flights, lodging, food, local transport, activities, shopping, and travel insurance, plus a contingency buffer — and rolls it up into per-day and per-traveler figures.
- Enter the number of travelers and trip length in days.
- Enter each category's trip-wide total cost.
- Enter a contingency buffer percentage.
- Read the total budget, and per-traveler and per-day breakdowns.
A 2-traveler, 7-day trip with $800 flights, $1,400 lodging, $700 food, $150 local transport, $400 activities, $200 shopping, and $80 insurance, plus a 10% buffer: a $4,103 total budget, or about $293/day per traveler.
Enter each category as a trip-wide total already covering every traveler. A 10-15% contingency buffer is a common planning practice. Actual costs vary enormously by destination, season, and travel style.
- • Lodging and flights are usually the two largest, front-loaded costs — book these early.
- • A 10-15% buffer is common, but increase it for a volatile-exchange-rate destination.
- • Compare the per-day-per-traveler figure against your typical daily spending at home.
- NerdWallet — How to Budget for a Vacation — accessed 2026-08-30
Illustrative estimate only, not financial or tax advice. Verify figures with a licensed adviser or your local tax authority.